Monday, 22 June 2009

Thinking of having this....

Maybankard Visa Debit

A card that lets you withdraw cash at ATMs and make direct debit purchases at merchant locations displaying the Visa logo.

Annual fee:Free

Minimum annual income:
Nil

Benefits:
1. Shop at over 29 million VISA merchant locations worldwide
2. Use it to pay bills or transfer money
3. Use it as your ATM card to withdraw cash locally and overseas
4. Earn 1 TreatsPoints for every RM3 spent and enjoy privileges when you shop
5. Set your own purchase limit up to RM5,000
6. No income requirement for application, no finance and late charges or annual fees
7. Online statement through www.maybank2u.com
8. Peace of mind with smart chip security

Who can apply?
Maybank savings/current accountholders aged 18 and above

How to apply?

1. Visit your nearest Maybank branch.
2. Fill up the application form and choose Maybankard Visa Debit when you open a savings or current account.
3. Existing savings and current account customers can apply for a Maybankard Visa Debit immediately.

Fees & charges

Card issuance:
Opening new account: Free
Annual service fee: Free
Card replacement due to faulty chip: Free
Renewal (after 7 years expiry date): Free
Conversion from Maybankard Bankcard to Maybankard Visa Debit: RM12
Replacement due to lost/stolen/damaged card, forgotten PIN: RM12

Transaction fee
First four (4) cash withdrawals in a month at any Maybank ATM: Free
Fifth withdrawal and above in a month*: RM0.50 per withdrawal**
Cash withdrawal at other domestic banks' ATMs: RM1 per withdrawal**
Cash withdrawal at international banks' ATM via PLUS platform: RM12 per withdrawal
Non-cash ATM transactions such as e-balance enquiry, fund transfer to any Maybank account, local cheque deposit, cash deposit, etc: Free
Retail purchase at merchants/retailers: Free

Penalty fee on overdrawn account: RM10

* Fee waived if you have a balance of above RM5,000 at time of withdrawal.
** Charge will be debited directly from your account at the end of each transaction.

[Sources: http://www.maybank2u.com.my/]

That's all, bye for now!

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